Sarah and Mark have been married for over 25 years. They both have successful careers, with Sarah working as a marketing manager and Mark as a software engineer. They have no debt and have saved around $1 million in a combination of 401(k), IRA, and savings accounts. They own a home and have been aggressively paying it off.
With their children now grown and on their own, Sarah and Mark are starting to think about retirement. However, they are unsure about the best way to approach their retirement finances. They worry about having enough money to last them through their golden years, and they want to make sure they can afford to travel and enjoy their retirement.
Sarah and Mark reached out to a wealth advisor at Cetera Planning Partners to help them create a personalized retirement plan. The advisor took the time to understand their goals, risk tolerance, and financial situation and then recommended a customized investment portfolio and a plan for withdrawing their retirement funds to optimize their income and minimize their tax liability.
Their wealth advisor also helped Sarah and Mark plan for potential long-term care needs and other unforeseen expenses, so they can be confident that they will have enough money to cover their needs throughout their retirement.
With the help of their wealth advisor, Sarah and Mark now have a clear and confident path toward a comfortable and secure retirement.
